Critical Illness Cover (CIC)

 

Critical Illness Cover (CIC) is similar to Life Assurance but it pays out on diagnoses of certain illnesses as opposed to only paying out on death.

The younger you are, the cheaper the cost could potentially be. For a relatively small amount, you could help yourself and your family cope for a while without income to pay household bills and debts. This would mean one less thing to worry about at this very stressful time. CIC will pay out a lump sum which could also cover other expenditures like:

 

• Private treatment

• Prescribed drugs not available through the NHS

• Changes to your home

• Paying off all or part of your mortgage

 

 

 

 

As with all insurances – conditions and exclusions apply